Sr. No. |
Acronym |
Full Form |
1 |
2FA |
Two Factor Authentication |
2 |
ACF |
Auto Correlation Function |
3 |
ACLF |
Additional Collateralised Lending Facility |
4 |
ACS |
Automated Clearing Systm |
5 |
AD |
Authorized Dealer |
6 |
ADF |
Automated Data Flow |
7 |
ADR |
American Depository Receipt |
8 |
ADTV |
Average Daily Trading Volume |
9 |
AEPS |
Aadhaar Enabled Payments Switch |
10 |
AFS |
Annual Financial Statement |
11 |
AGM |
Annual General Meeting |
12 |
AIC |
Agricultural Insurance Company |
13 |
AIF |
Alternative Investment Fund |
14 |
ALCO |
Asset Liability Committee |
15 |
ALM |
Asset Liability Management |
16 |
AMEX |
American Express |
17 |
AMFL |
Association of Mutual Funds in India |
18 |
AML |
Anti-Money Laundering |
19 |
AMRMS |
Audit and Risk Monitoring Mechanism |
20 |
ANBC |
Adjusted Net Bank Credit |
21 |
ANSI |
American National Standards Institute |
22 |
APACS |
Association of Payment and Clearing Services |
23 |
APBS |
Aadhaar Payment Bridge System |
24 |
APSFC |
andhra Pradesh State Financial Corporation |
25 |
ARC |
Asset Reconstruction Companies |
26 |
ARCIL |
Asset Reconstruction Company of India Limited |
27 |
ARCs |
Asset Reconstruction Companies |
28 |
ASBA |
Applications Supported Bank Accounts |
29 |
ASSOCHAM |
Associated Chambers of Commerce and Industry of India |
30 |
ATM |
Automated Teller Machine |
31 |
BACS |
Bankers Automated Clearing System |
32 |
BBR |
Bank Base Rate |
33 |
BCBS |
Basel Committee on Banking Supervision |
34 |
BCP |
Branch Credit Plan |
35 |
BCSBI |
Banking Codes and Standards Board of India |
36 |
BFS |
Board of Financial Supervision |
37 |
BIS |
Bank for International Settlements |
38 |
BLBC |
Block-Level Bankers Committee |
39 |
BO |
Banking Ombudsman |
40 |
BOD |
Board of Directors |
41 |
BOE |
Bill of Exchange |
42 |
BOP |
Balance of Payments. |
43 |
BOT |
Build,Operate and Transfer |
44 |
BPC |
Benefits Processing Corp |
45 |
BPLR |
Benchmark Prime Lending Rate |
46 |
BR Act |
Banking Regulations Act, 1949 |
47 |
BSCS |
Basel Committee on Banking Supervision |
48 |
BSE |
Bombay Stock Exchange |
49 |
BSR |
Basic Statistical Returns |
50 |
CA |
Chartered Accountant |
51 |
CAAP |
Capital Adequacy Assessment Process |
52 |
CAD |
Current Account Deficit |
53 |
CAG |
Controller and Auditor General |
54 |
CAMELS |
Capital, Assets, Management, Earnings, Liquidity, and Systems and Control |
55 |
CAR |
Capital Adequacy Ratio |
56 |
CARE |
Credit Analysis and Research Limited |
57 |
CASA |
Current and Savings Accounts |
58 |
CBLO |
Collateralized Bank Lending Obligations |
59 |
CBS |
Core Banking Solution |
60 |
CBT |
Computer-Based Terminal |
61 |
CC |
Cash Credit |
62 |
CCIL |
Clearing Corporation of India Limited |
63 |
CCL |
Cash Credit Limit |
64 |
CD |
Certificate of Deposit |
65 |
CD Ratio |
Credit Deposit Ratio |
66 |
CDBS |
Committee of Direction on Banking Statistics |
67 |
CDR |
Corporate Debt Restructuring |
68 |
CDS |
Credit Default Swap |
69 |
CED |
Centre For Entrepreneurship Development |
70 |
CEPA |
Comprehensive Economic Partnership Management |
71 |
CFMS |
Centralised Funds Management System |
72 |
CFRA |
Combined Finance and Revenue Accounts |
73 |
CFS |
Committee on The Financial System |
74 |
CGRA |
Currency and Gold Revaluation Account |
75 |
CHAPS |
Clearing House Automated Payment System |
76 |
CIBIL |
Credit Information Bureau of India Limited |
77 |
CLB |
Company Law Board |
78 |
CLF |
Collateralised Lending Facility |
79 |
CMA |
Collateral Management Agreement |
80 |
CMIS |
Currency Management Information System |
81 |
CMP |
Current Market Price |
82 |
CNP |
Card Not Present |
83 |
CP |
Colombo Plan |
84 |
CPFF |
Commercial Paper Funding Facility |
85 |
CPI |
Consumer Price Index |
86 |
CPs |
Commercial Papers |
87 |
CRAR |
Capital To Risk Weighted Asset Ratio |
88 |
CRILC |
Central Repository of Information on Large Credits |
89 |
CRISIL |
Credit Rating Information Services Of India |
90 |
CRM |
Customer Relationship Management |
91 |
CRMD |
Credit Risk Management Department |
92 |
CRR |
Cash Reserve Ratio |
93 |
CSGLA |
Constituent’s Subsidiary General Ledger Account |
94 |
CSR |
Corporate Social Responsibility |
95 |
CTI |
Country Threat Index |
96 |
DCP |
District Credit Plan |
97 |
DD |
Demand Draft |
98 |
DDM |
District Development Manager |
99 |
DFI |
Development Financial Institutions |
100 |
DFID |
Department For International Development |
101 |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
102 |
DIR |
Differential Interest Rate |
103 |
DNPD |
Derivatives and New Products Departments |
104 |
DPG |
Deferred Payment Guarantee |
105 |
DPN |
Demand Promissory Note |
106 |
DPs |
Depository Participants |
107 |
DRAT |
Debt Recovery Appellate Tribunal |
108 |
DRI |
Differential Rate Of Interest |
109 |
DRT |
Debt Recovery Tribunals |
110 |
DSCR |
Debt Service Coverage Ratio |
111 |
DTAA |
Double Taxation Avoidance Agreement |
112 |
ECB |
External Commercial Borrowings |
113 |
ECS |
Electronic Clearing System |
114 |
ED |
Enforcement Directorate |
115 |
EDF |
Export Development Fund |
116 |
EDI |
Electronic Data Internchange |
117 |
EDP |
Entrepreneurship Development Programme |
118 |
EEFC |
Exchange Earners’ Foreign Currency |
119 |
EFT |
Electronic Funds Transfer |
120 |
ELSS |
Equity Linked Saving Scheme |
121 |
EMI |
Equated Monthly Instalments |
122 |
EPOS |
Electronic Point Of Sale |
123 |
EPS |
Earning per Share |
124 |
ESOP |
Employee Stock Options |
125 |
ETFs |
Exchange Traded Funds |
126 |
FATF |
FERA Financial Action Task Force |
127 |
FCA |
Foreign Currency Assets |
128 |
FCCB |
Foreign Currency Convertible Bond |
129 |
FCD |
Fully Convertible Debentures |
130 |
FCNR |
Foreign Currency Non Resident Deposit Accounts |
131 |
FCNRA |
Foreign Currency Non resident Account |
132 |
FD |
Fixed Deposit |
133 |
FDI |
Fixed Deposit Income |
134 |
FEDAI |
Foreign Exchange Dealers Association Of India |
135 |
FEMA |
Foreign Exchange Management Act |
136 |
FERA |
Foreign Exchange Regulation Act |
137 |
FFA |
Federal Financial Assistance |
138 |
FFB |
Federal Financing Bank |
139 |
FICCI |
Federation of Indian Chambers of Commerce and Industry |
140 |
FII |
Foreign Institutional Investor |
141 |
FIMMDA |
Fixed Income Money Market and Derivatives Association of India |
142 |
FINO |
Financial Information Network and Operation Limited |
143 |
FIPB |
Foreign Investment Promotion Board |
144 |
Fls |
Financial Institutions |
145 |
FOB |
Free On Board |
146 |
FPI |
Foreign Portfolio Investment |
147 |
FRB |
Federal Reserve Bank |
148 |
FRNs |
Floating Rate Notes |
149 |
FRO |
Foreigners Registration officer |
150 |
FRRO |
Foreigners Regional Registration officer |
151 |
FSRASC |
Financial Sector Regulatory Appointment Search Committee |
152 |
FSS |
Financial Software Systems |
153 |
FTA |
Free Trade Agreement |
154 |
GAAR |
General Anti Avoidance Rule |
155 |
GDCF |
Gross Domestic Capital Formation |
156 |
GDP |
Gross Domestic Product |
157 |
GDR |
Global Depository Receipt |
158 |
GFD |
Gross Fiscal Deficit |
159 |
GIPSA |
General Insurance Public Sector Association |
160 |
GIRO |
Government Internal Revenue Order |
161 |
GlC |
General Insurance Corporation of India |
162 |
GMS |
Gold Monetisation Scheme |
163 |
GST |
Goods and Services Tax |
164 |
GSTN |
Goods and Services Network |
165 |
GSTPA |
Global Straight Through Processing Association |
166 |
HFCs |
Housing Finance Companies |
167 |
IAS |
Integrated Accounting Systems |
168 |
IBA |
Indian Bank Association |
169 |
IBBI |
Insolvency and Bankruptcy Board of India |
170 |
IBPS |
Institute of Banking Personnel Selection |
171 |
IBRD |
International Bank for Reconstruction and Development |
172 |
IBS |
International Banking Statistics |
173 |
IBU |
International Banking Unit |
174 |
ICC |
Integrated Circuit Card |
175 |
ICRA |
Investment Information and Credit Rating Agency of India Limited |
176 |
IDR |
Indian Depository Receipts |
177 |
IDRBT |
Institute for Development and Research Of Banking |
178 |
IEPF |
Investors Education and Protection Fund |
179 |
IFC |
International Finance Corporation |
180 |
IFCI |
Industrial Finance Corporation Of India |
181 |
IFSC |
Indian Financial System Code |
182 |
IIB |
International Investment Bank |
183 |
IIBF |
Indian Institute of Banking and Finance |
184 |
IIBM |
Indian Institute of Bank Management |
185 |
IIFCL |
India Infrastructure Finance Company Limited |
186 |
IIFT |
Indian Institute of Foreign Trade |
187 |
IIP |
Index of Industrial Production |
188 |
IMD |
India Millennium Deposits |
189 |
IMF |
International Monetary Fund |
190 |
IMPS |
Immediate Payment Service |
191 |
IMT |
Instant Money Transfer |
192 |
INFINET |
Indian Financial Network |
193 |
IPO |
Initial Public Offer |
194 |
IPPB |
India Post Payments Bank |
195 |
IPSS |
Integrated Payment and Settlement System |
196 |
IRDP |
Integrated Rural Development Programme |
197 |
IRE |
Internal Rating Based |
198 |
IROs |
Interest rate options |
199 |
IRR |
Internal Rate Of Return |
200 |
ISCI |
International Standard Industrial Classification |
201 |
ISIN |
International Securities Identification Number |
202 |
ISO |
International Standard Organisation |
203 |
IVP |
Indira Vikas Patra |
204 |
JLGs |
Joint Liability Groups |
205 |
KCC |
Kisan Credit Card |
206 |
KVIC |
Khadi and Village Industries Corporation |
207 |
KVP |
Kisan Vikas Patra |
208 |
KYC |
Know Your Customer Guidelines |
209 |
LAF |
Liquidity Adjustment Facility |
210 |
LAMPS |
Large Sized Adivasi Multipurpose Societies |
211 |
LAN |
Local Area Network |
212 |
LAS |
Loan & Advances by States |
213 |
LBD |
Land Development Bank |
214 |
LBS |
Locational Banking Statistics |
215 |
LERMS |
Liberalized Exchange Rate Management System |
216 |
LETS |
Local Exchange Trading Systems |
217 |
LIBOR |
London Inter Bank Offered Rate |
218 |
LOC |
Lines of Credit |
219 |
LTCG |
Long-Term Capital Gains |
220 |
LTF |
Long-Term Finance |
221 |
LTN |
Long Term Note |
222 |
M&As |
Mergers and Acquisitions |
223 |
MBFC |
Mutual Benefit Financial Company |
224 |
MCA |
Ministry Of Company Affairs |
225 |
MCLR |
Marginal Cost Of Lending Rate |
226 |
MEDP |
Multinational Design Evaluation Progrrame |
227 |
MFDF |
Micro Finance Development Fund |
228 |
MFIs |
Micro-Financial Institutions |
229 |
MIBOR |
Mumbai Inter Bank Offer Rate |
230 |
MICR |
Magnetic Ink Character Recognition |
231 |
MIRSD |
Market Intermediaries Registration and Supervision Department |
232 |
MIS |
Management Information System |
233 |
MNBCs |
Miscellaneous Non-Banking Companies |
234 |
MPBF |
Maximum Permissible Bank Finance |
235 |
MRD |
Market Regnlation Department |
236 |
MSS |
Market Stabilisation Scheme |
237 |
MTN |
Medium Term Note |
238 |
MTNs |
Medium-Term Notes |
239 |
MUDRA |
Micro Units Development And Refinance Agency |
240 |
NAFCUB |
National Federation of Urban Cooperative Banks and Credit Societies |
241 |
NAFED |
National Agricultural Cooperative Marketing Federation |
242 |
NAS |
National Account Statistics. |
243 |
NAV |
Net Asset Value |
244 |
NBC |
Non Banking Companies |
245 |
NBFC |
Non Banking Finance Companies |
246 |
NBFCs |
Non-Bank Financial Companies |
247 |
NCAER |
National Council of Applied Economic Research |
248 |
NCC |
National Clearing Cells |
249 |
NCMC |
National Common Mobility Card |
250 |
NCS |
Network Computing System |
251 |
NDA |
Net Domestic Asset |
252 |
NDC |
Non-Dues Certificate |
253 |
NDS |
Negotiated Dealing Systems |
254 |
NDSAP |
National Data Sharing and Accessibility Policy |
255 |
NDTL |
Net Demand And Time Liability |
256 |
NECS |
National Electronic Clearing System |
257 |
NEFT |
National Electronic Funds Transfer System. |
258 |
NFA |
No Frills Account. |
259 |
NFC |
Non Banking Finance Companies. |
260 |
NFS |
National Financial Switch |
261 |
NGO |
Non-Governmental Organisation |
262 |
NIl |
Net Interest Income |
263 |
Nof |
Net Owned Funds |
264 |
NPA |
Non Performing Assets |
265 |
NPCI |
National Payments Corporation Of India |
266 |
NPLM |
Non-Performing Loan Management |
267 |
NPS |
National Pensions Scheme |
268 |
NPV |
Net Present Value |
269 |
NRE |
Non Resident External Account |
270 |
NRI |
Non Resident Indian |
271 |
NRNR |
Non-Resident Non-Repatriable Term Deposit Account |
272 |
NRO |
Non-Resident Ordinary Account |
273 |
NRSR |
Non-Resident (Special) Rupee Account |
274 |
NSE |
National Stock Exchange. |
275 |
NSFDC |
National Scheduled Castes Finance And Development Corporation |
276 |
NSIC |
National Small Industries Corporation |
277 |
NSS |
National Savings Scheme |
278 |
OBC |
Oriental Bank of Commerce |
279 |
OBE |
Off-Balance Sheet Exposures |
280 |
OBUs |
Offshore Banking Units |
281 |
OCB |
Overseas Corporate Bodies |
282 |
OD |
Overdraft |
283 |
ODIs |
Offshore/Overseas Derivative Instruments |
284 |
OECD |
Organisation For Economic Cooperation And Development |
285 |
OFCS |
Offshore Financial Centers |
286 |
OLTAS |
Online Tax Accounting System |
287 |
OMO |
Open Market Operations |
288 |
OTCEI |
Over the Counter Exchange Of India |
289 |
OTP |
One-Time Password |
290 |
OTS |
One-Time Settlement |
291 |
PACS |
Primary Agricultural Credit Societies |
292 |
PAN |
Permanent Account Number |
293 |
PBS |
Projected Balance Sheet |
294 |
PBT |
Profit Before Tax |
295 |
PC |
Participation Certificate |
296 |
PCA |
Prompt Corrective Action |
297 |
PCARDB |
Primary Cooperative Agriculture and Rural Development Bank |
298 |
PCDs |
Partly Convertible Debentures |
299 |
PDO |
Public Debt Office |
300 |
PEP |
Personal Equity Plans |
301 |
PF |
Provident Fund |
302 |
PFls |
Public Financial Institutions |
303 |
PFRDA |
Pension Fund Regulatory and Development Authority |
304 |
PGS |
Payment Gateway System. |
305 |
PIN |
Personal Identification Number |
306 |
PIO |
People of Indian Origin |
307 |
PIS |
Portfolio Investment Scheme |
308 |
PKI |
Public Key Infrastructure |
309 |
PLIs |
Prime Lending Institutions |
310 |
PLP |
Potential Linked Plan |
311 |
PLR |
Prime Lending Rate |
312 |
PMLA |
Prevention of Money Laundering Act |
313 |
P-Notes |
Participatory Notes |
314 |
POA |
Power of Attorney |
315 |
PoS |
Point of Sale |
316 |
PPF |
Public Provident Fund |
317 |
PPIs |
Prepaid Payment Instruments |
318 |
PRSF |
Partial Risk Sharing Facility |
319 |
PSBs |
Public Sector Banks |
320 |
PTCs |
Pass-Through Certificates |
321 |
QIB |
Qualified Institutional Bankers |
322 |
QIP |
Qualified Institutional Placement |
323 |
QIS |
Quantitative Impact Study |
324 |
RAROC |
Risk-Adjusted Return On Capital |
325 |
RCF |
Risk Capital Foundation |
326 |
RCI |
Refinance Corporation For Industry |
327 |
RDBMS |
Relational Database Management System |
328 |
RDDBFI |
Recovery of Debt due to Banks and Financial Institutions |
329 |
REC |
Rural Electrification Corporation |
330 |
REPOS |
Ready Forward Contracts |
331 |
RFC |
Resident Foreign Currency |
332 |
RFID |
Radio Frequency Identification |
333 |
RIDF |
Rural Infrastructure Development Fund |
334 |
RML |
Reverse Mortgage Loan |
335 |
RNBCs |
Residuary Non-Banking Companies |
336 |
RoA |
Return On Assets |
337 |
ROC |
Registration of Companies |
338 |
RoE |
Return On Equity |
339 |
RTGS |
Real Time Gross Settlement System. |
340 |
RWA |
Risk Weighted Assets |
341 |
SACs |
Settlement Advisory Committees |
342 |
SAMIS |
Strategic Asset Management Information System |
343 |
SARFAES |
Securities and Reconstruction of Financial and Enforcement of Security Interest |
344 |
SARFAESI |
Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest |
345 |
SCB |
Scheduled Commercial Bank |
346 |
SCC |
Selective Credit Control |
347 |
SDBS |
Service Discharge Benefit Scheme |
348 |
SDR |
Special Drawing Rights |
349 |
SDS |
Special Deposit Scheme |
350 |
SEBI |
Securities and Exchange Board of India |
351 |
SEPA |
Single Euro Payment Area. |
352 |
SEPUP |
Self-Employment Programme For Urban Poor |
353 |
SEZs |
Special Economic Zones |
354 |
SFCs |
State Financial Corporations |
355 |
SFMS |
Structured Financial Messaging Services |
356 |
SGB |
Sovereign Gold Bond |
357 |
SGSY |
Swarnajayanti Gram Swarojgar Yojana |
358 |
SHG |
Self Help Group |
359 |
SHGs |
Self-Help Groups |
360 |
SIDC |
State Industrial Development Corporation |
361 |
SIFI |
Systematically Important Financial Intermediaries |
362 |
SIM |
Subscriber Identity Module |
363 |
Sip |
Systematic Investment Plans |
364 |
SIPS |
Systemically Important Payment System |
365 |
SJSRY |
Swarna Jayanthi Shahari Rozgar Yojana |
366 |
SLBC |
State-Level Bankers’ Committee |
367 |
SLR |
Statutory Reserve Ratio |
368 |
SLRS |
Scheme for Liberation and Rehabilitation of Scavengers |
369 |
SME |
Small and Medium Industries |
370 |
SMERA |
SME Rating Agency of India Limited |
371 |
SMILE |
SIDBI Make in India Loan for small Enterprises |
372 |
SPNS |
Shared Payment Network System. |
373 |
SPOM |
Self-Programmable One-Chip Microcomputer |
374 |
Spy |
Special Purpose Vehicle |
375 |
SSI |
Small Scale Industries |
376 |
SSIDC |
State Small Industries Development Corporation |
377 |
SSls |
Small Scale Industries |
378 |
SSSBE |
Small Scale Service and Business Enterprises |
379 |
STD |
Short Term Deposit |
380 |
STF |
Short-Term Finance |
381 |
STP |
Straight -Through Processing |
382 |
SWIFT |
Society For World Wide Inter Bank Financial Telecommunication |
383 |
T/T |
Telegraphic Transfer |
384 |
TAN |
Transaction Number/Tax Deduction Account Number |
385 |
TCS |
Tata Consultancy Services |
386 |
TDF |
Technical Development Fund |
387 |
TDICI |
Technology Development and Information Company of India Limited |
388 |
TDS |
Tax Deducted at Source |
389 |
TIEA |
Tax Information and Exchange Agreement |
390 |
TIN |
Tax Information Network |
391 |
UBB |
Uniform Balance Book |
392 |
UBD |
Urban Banks Department |
393 |
UBIN |
Unique Business Identification Number |
394 |
UCB |
Urban Cooperative Bank |
395 |
UCN |
Uniform Code Number |
396 |
UCNs |
Uniform Code Numbers |
397 |
UEBA |
Universal Electronic Bank Account |
398 |
UIC |
Unique Identification Code |
399 |
UIDAI |
Unique Identification Authority of India |
400 |
UPI |
Unified Payments Interface |
401 |
UPIN |
Unique Property Identification Numbers |
402 |
USB |
Ultra Small Branch. |
403 |
USD |
United States Dollar |
404 |
USSD |
Unstructured Supplementary Service Data |
405 |
UTI |
Unit Trust of India |
406 |
VCFs |
Venture Capital Funds |
407 |
VCP |
Village Credit Plan |
408 |
VDBS |
Vertically Differentiated Banking System. |
409 |
VPA |
Virtual Payment Address |
410 |
VRS |
Voluntary Retirement Scheme |
411 |
VUB |
Vseobecmi Uverova Banka |
412 |
WAN |
Wide Area Network |
413 |
WBCIS |
Weather Based Crop Insurance Scheme |
414 |
WCDL |
Working Capital Demand Loan |
415 |
WCTL |
Working Capital Term Loan |
416 |
WL ATM |
White Label ATM |
417 |
WMA |
Ways and Means Advances |
418 |
WOS |
Wholly Owned Subsidiary |
419 |
WPI |
Wholesale Price Index |
420 |
WWW |
World Wide Web |
421 |
YTM |
Yield to Maturity |