Banking Full Forms List

Full Form of Banks in India

Sr. No. Acronym Full Form
1 RBI Reserve Bank of India
2 SBI State Bank of India
3 ADB Asian Development Bank
4 NABARD National Bank for Agriculture and Rural Development
5 IIBI Industrial Investment Bank of India
6 SIDBI Small Industries Development Bank of India
7 NHB National Housing Bank
8 EXIM Export-Import Bank
9 IRDA Insurance Regulatory and Development Authority
10 SEBI Securities and Exchange Board of India
11 HDFC Housing Development and Finance Corporation
12 ICICI Industrial Credit and Investment Corporation of India Limited
13 HSBC Hong-Kong and Shanghai Banking Corporation
14 IDFC Infrastructure Development Finance Company
15 DCB Development Credit Bank
16 IDBI Industrial Development Bank of India
17 PNB Punjab National Bank
18 BOI Bank of India
19 UOB Union Bank of India
20 BOB Bank of Baroda
21 BOM Bank of Maharashtra
22 IOB Indian Overseas Bank
23 UCO United Commercial Bank
24 CBI Central Bank of India
25 CUB City Union Bank
26 CSB Catholic Syrian Bank
27 IVB ING Vysya Bank
28 KVB Karur Vysya Bank
29 LVB Lakshmi Vilas Bank
30 SIB South Indian Bank
31 RRB Regional Rural Bank
32 SVC Shamrao Vithal Co-operative Bank
33 TMB Tamilnad Mercantile Bank
34 CCB Central Co-operative Bank
35 DCCB District Central Cooperative Banks

Important Full Form of Banking Related Terms

Sr. No. Acronym Full Form
1 2FA Two Factor Authentication
2 ACF Auto Correlation Function
3 ACLF Additional Collateralised Lending Facility
4 ACS Automated Clearing Systm
5 AD Authorized Dealer
6 ADF Automated Data Flow
7 ADR American Depository Receipt
8 ADTV Average Daily Trading Volume
9 AEPS Aadhaar Enabled Payments Switch
10 AFS Annual Financial Statement
11 AGM Annual General Meeting
12 AIC Agricultural Insurance Company
13 AIF Alternative Investment Fund
14 ALCO Asset Liability Committee
15 ALM Asset Liability Management
16 AMEX American Express
17 AMFL Association of Mutual Funds in India
18 AML Anti-Money Laundering
19 AMRMS Audit and Risk Monitoring Mechanism
20 ANBC Adjusted Net Bank Credit
21 ANSI American National Standards Institute
22 APACS Association of Payment and Clearing Services
23 APBS Aadhaar Payment Bridge System
24 APSFC andhra Pradesh State Financial Corporation
25 ARC Asset Reconstruction Companies
26 ARCIL Asset Reconstruction Company of India Limited
27 ARCs Asset Reconstruction Companies
28 ASBA Applications Supported Bank Accounts
29 ASSOCHAM Associated Chambers of Commerce and Industry of India
30 ATM Automated Teller Machine
31 BACS Bankers Automated Clearing System
32 BBR Bank Base Rate
33 BCBS Basel Committee on Banking Supervision
34 BCP Branch Credit Plan
35 BCSBI Banking Codes and Standards Board of India
36 BFS Board of Financial Supervision
37 BIS Bank for International Settlements
38 BLBC Block-Level Bankers Committee
39 BO Banking Ombudsman
40 BOD Board of Directors
41 BOE Bill of Exchange
42 BOP Balance of Payments.
43 BOT Build,Operate and Transfer
44 BPC Benefits Processing Corp
45 BPLR Benchmark Prime Lending Rate
46 BR Act Banking Regulations Act, 1949
47 BSCS Basel Committee on Banking Supervision
48 BSE Bombay Stock Exchange
49 BSR Basic Statistical Returns
50 CA Chartered Accountant
51 CAAP Capital Adequacy Assessment Process
52 CAD Current Account Deficit
53 CAG Controller and Auditor General
54 CAMELS Capital, Assets, Management, Earnings, Liquidity, and Systems and Control
55 CAR Capital Adequacy Ratio
56 CARE Credit Analysis and Research Limited
57 CASA Current and Savings Accounts
58 CBLO  Collateralized Bank Lending Obligations
59 CBS Core Banking Solution
60 CBT Computer-Based Terminal
61 CC Cash Credit
62 CCIL Clearing Corporation of India Limited
63 CCL Cash Credit Limit
64 CD Certificate of Deposit
65 CD Ratio Credit Deposit Ratio
66 CDBS Committee of Direction on Banking Statistics
67 CDR Corporate Debt Restructuring
68 CDS Credit Default Swap
69 CED Centre For Entrepreneurship Development
70 CEPA Comprehensive Economic Partnership Management
71 CFMS Centralised Funds Management System
72 CFRA Combined Finance and Revenue Accounts
73 CFS Committee on The Financial System
74 CGRA Currency and Gold Revaluation Account
75 CHAPS Clearing House Automated Payment System
76 CIBIL Credit Information Bureau of India Limited
77 CLB Company Law Board
78 CLF Collateralised Lending Facility
79 CMA Collateral Management Agreement
80 CMIS Currency Management Information System
81 CMP Current Market Price
82 CNP Card Not Present
83 CP Colombo Plan
84 CPFF Commercial Paper Funding Facility
85 CPI Consumer Price Index
86 CPs Commercial Papers
87 CRAR Capital To Risk Weighted Asset Ratio
88 CRILC Central Repository of Information on Large Credits
89 CRISIL Credit Rating Information Services Of India
90 CRM Customer Relationship Management
91 CRMD Credit Risk Management Department
92 CRR Cash Reserve Ratio
93 CSGLA Constituent’s Subsidiary General Ledger Account
94 CSR Corporate Social Responsibility
95 CTI Country Threat Index
96 DCP District Credit Plan
97 DD Demand Draft
98 DDM District Development Manager
99 DFI Development Financial Institutions
100 DFID Department For International Development
101 DICGC Deposit Insurance and Credit Guarantee Corporation
102 DIR Differential Interest Rate
103 DNPD Derivatives and New Products Departments
104 DPG Deferred Payment Guarantee
105 DPN Demand Promissory Note
106 DPs Depository Participants
107 DRAT Debt Recovery Appellate Tribunal
108 DRI Differential Rate Of Interest
109 DRT Debt Recovery Tribunals
110 DSCR Debt Service Coverage Ratio
111 DTAA Double Taxation Avoidance Agreement
112 ECB External Commercial Borrowings
113 ECS Electronic Clearing System
114 ED Enforcement Directorate
115 EDF Export Development Fund
116 EDI Electronic Data Internchange
117 EDP Entrepreneurship Development Programme
118 EEFC Exchange Earners’ Foreign Currency
119 EFT Electronic Funds Transfer
120 ELSS Equity Linked Saving Scheme
121 EMI Equated Monthly Instalments
122 EPOS Electronic Point Of Sale
123 EPS Earning per Share
124 ESOP Employee Stock Options
125 ETFs Exchange Traded Funds
126 FATF FERA Financial Action Task Force
127 FCA Foreign Currency Assets
128 FCCB Foreign Currency Convertible Bond
129 FCD Fully Convertible Debentures
130 FCNR Foreign Currency Non Resident Deposit Accounts
131 FCNRA Foreign Currency Non resident Account
132 FD Fixed Deposit
133 FDI Fixed Deposit Income
134 FEDAI Foreign Exchange Dealers Association Of India
135 FEMA Foreign Exchange Management Act
136 FERA Foreign Exchange Regulation Act
137 FFA Federal Financial Assistance
138 FFB Federal Financing Bank
139 FICCI Federation of Indian Chambers of Commerce and Industry
140 FII Foreign Institutional Investor
141 FIMMDA Fixed Income Money Market and Derivatives Association of India
142 FINO Financial Information Network and Operation Limited
143 FIPB Foreign Investment Promotion Board
144 Fls Financial Institutions
145 FOB Free On Board
146 FPI Foreign Portfolio Investment
147 FRB Federal Reserve Bank
148 FRNs Floating Rate Notes
149 FRO Foreigners Registration officer
150 FRRO Foreigners Regional Registration officer
151 FSRASC Financial Sector Regulatory Appointment Search Committee
152 FSS Financial Software Systems
153 FTA Free Trade Agreement
154 GAAR General Anti Avoidance Rule
155 GDCF Gross Domestic Capital Formation
156 GDP Gross Domestic Product
157 GDR Global Depository Receipt
158 GFD Gross Fiscal Deficit
159 GIPSA General Insurance Public Sector Association
160 GIRO Government Internal Revenue Order
161 GlC General Insurance Corporation of India
162 GMS Gold Monetisation Scheme
163 GST Goods and Services Tax
164 GSTN Goods and Services Network
165 GSTPA Global Straight Through Processing Association
166 HFCs Housing Finance Companies
167 IAS Integrated Accounting Systems
168 IBA Indian Bank Association
169 IBBI Insolvency and Bankruptcy Board of India
170 IBPS Institute of Banking Personnel Selection
171 IBRD International Bank for Reconstruction and Development
172 IBS International Banking Statistics
173 IBU International Banking Unit
174 ICC Integrated Circuit Card
175 ICRA Investment Information and Credit Rating Agency of India Limited
176 IDR Indian Depository Receipts
177 IDRBT Institute for Development and Research Of Banking
178 IEPF Investors Education and Protection Fund
179 IFC International Finance Corporation
180 IFCI Industrial Finance Corporation Of India
181 IFSC Indian Financial System Code
182 IIB International Investment Bank
183 IIBF Indian Institute of Banking and Finance
184 IIBM Indian Institute of Bank Management
185 IIFCL India Infrastructure Finance Company Limited
186 IIFT Indian Institute of Foreign Trade
187 IIP Index of Industrial Production
188 IMD India Millennium Deposits
189 IMF International Monetary Fund
190 IMPS Immediate Payment Service
191 IMT Instant Money Transfer
192 INFINET Indian Financial Network
193 IPO Initial Public Offer
194 IPPB India Post Payments Bank
195 IPSS Integrated Payment and Settlement System
196 IRDP Integrated Rural Development Programme
197 IRE Internal Rating Based
198 IROs Interest rate options
199 IRR Internal Rate Of Return
200 ISCI International Standard Industrial Classification
201 ISIN International Securities Identification Number
202 ISO International Standard Organisation
203 IVP Indira Vikas Patra
204 JLGs Joint Liability Groups
205 KCC Kisan Credit Card
206 KVIC Khadi and Village Industries Corporation
207 KVP Kisan Vikas Patra
208 KYC Know Your Customer Guidelines
209 LAF Liquidity Adjustment Facility
210 LAMPS Large Sized Adivasi Multipurpose Societies
211 LAN Local Area Network
212 LAS Loan & Advances by States
213 LBD Land Development Bank
214 LBS Locational Banking Statistics
215 LERMS Liberalized Exchange Rate Management System
216 LETS Local Exchange Trading Systems
217 LIBOR London Inter Bank Offered Rate
218 LOC Lines of Credit
219 LTCG Long-Term Capital Gains
220 LTF Long-Term Finance
221 LTN Long Term Note
222 M&As Mergers and Acquisitions
223 MBFC Mutual Benefit Financial Company
224 MCA Ministry Of Company Affairs
225 MCLR Marginal Cost Of Lending Rate
226 MEDP Multinational Design Evaluation Progrrame
227 MFDF Micro Finance Development Fund
228 MFIs Micro-Financial Institutions
229 MIBOR Mumbai Inter Bank Offer Rate
230 MICR Magnetic Ink Character Recognition
231 MIRSD Market Intermediaries Registration and Supervision Department
232 MIS Management Information System
233 MNBCs Miscellaneous Non-Banking Companies
234 MPBF Maximum Permissible Bank Finance
235 MRD Market Regnlation Department
236 MSS Market Stabilisation Scheme
237 MTN Medium Term Note
238 MTNs Medium-Term Notes
239 MUDRA Micro Units Development And Refinance Agency
240 NAFCUB National Federation of Urban Cooperative Banks and Credit Societies
241 NAFED National Agricultural Cooperative Marketing Federation
242 NAS National Account Statistics.
243 NAV Net Asset Value
244 NBC Non Banking Companies
245 NBFC Non Banking Finance Companies
246 NBFCs Non-Bank Financial Companies
247 NCAER National Council of Applied Economic Research
248 NCC National Clearing Cells
249 NCMC National Common Mobility Card
250 NCS Network Computing System
251 NDA Net Domestic Asset
252 NDC Non-Dues Certificate
253 NDS Negotiated Dealing Systems
254 NDSAP National Data Sharing and Accessibility Policy
255 NDTL Net Demand And Time Liability
256 NECS National Electronic Clearing System
257 NEFT National Electronic Funds Transfer System.
258 NFA No Frills Account.
259 NFC Non Banking Finance Companies.
260 NFS National Financial Switch
261 NGO Non-Governmental Organisation
262 NIl Net Interest Income
263 Nof Net Owned Funds
264 NPA Non Performing Assets
265 NPCI National Payments Corporation Of India
266 NPLM Non-Performing Loan Management
267 NPS National Pensions Scheme
268 NPV Net Present Value
269 NRE Non Resident External Account
270 NRI Non Resident Indian
271 NRNR Non-Resident Non-Repatriable Term Deposit Account
272 NRO Non-Resident Ordinary Account
273 NRSR Non-Resident (Special) Rupee Account
274 NSE National Stock Exchange.
275 NSFDC National Scheduled Castes Finance And Development Corporation
276 NSIC National Small Industries Corporation
277 NSS National Savings Scheme
278 OBC Oriental Bank of Commerce
279 OBE Off-Balance Sheet Exposures
280 OBUs Offshore Banking Units
281 OCB Overseas Corporate Bodies
282 OD Overdraft
283 ODIs Offshore/Overseas Derivative Instruments
284 OECD Organisation For Economic Cooperation And Development
285 OFCS Offshore Financial Centers
286 OLTAS Online Tax Accounting System
287 OMO Open Market Operations
288 OTCEI Over the Counter Exchange Of India
289 OTP One-Time Password
290 OTS One-Time Settlement
291 PACS Primary Agricultural Credit Societies
292 PAN Permanent Account Number
293 PBS Projected Balance Sheet
294 PBT Profit Before Tax
295 PC Participation Certificate
296 PCA Prompt Corrective Action
297 PCARDB Primary Cooperative Agriculture and Rural Development Bank
298 PCDs Partly Convertible Debentures
299 PDO Public Debt Office
300 PEP Personal Equity Plans
301 PF Provident Fund
302 PFls Public Financial Institutions
303 PFRDA Pension Fund Regulatory and Development Authority
304 PGS Payment Gateway System.
305 PIN Personal Identification Number
306 PIO People of Indian Origin
307 PIS Portfolio Investment Scheme
308 PKI Public Key Infrastructure
309 PLIs Prime Lending Institutions
310 PLP Potential Linked Plan
311 PLR Prime Lending Rate
312 PMLA Prevention of Money Laundering Act
313 P-Notes Participatory Notes
314 POA Power of Attorney
315 PoS Point of Sale
316 PPF Public Provident Fund
317 PPIs Prepaid Payment Instruments
318 PRSF Partial Risk Sharing Facility
319 PSBs Public Sector Banks
320 PTCs Pass-Through Certificates
321 QIB Qualified Institutional Bankers
322 QIP Qualified Institutional Placement
323 QIS Quantitative Impact Study
324 RAROC Risk-Adjusted Return On Capital
325 RCF Risk Capital Foundation
326 RCI Refinance Corporation For Industry
327 RDBMS Relational Database Management System
328 RDDBFI Recovery of Debt due to Banks and Financial Institutions
329 REC Rural Electrification Corporation
330 REPOS Ready Forward Contracts
331 RFC Resident Foreign Currency
332 RFID Radio Frequency Identification
333 RIDF Rural Infrastructure Development Fund
334 RML Reverse Mortgage Loan
335 RNBCs Residuary Non-Banking Companies
336 RoA Return On Assets
337 ROC Registration of Companies
338 RoE Return On Equity
339 RTGS Real Time Gross Settlement System.
340 RWA Risk Weighted Assets
341 SACs Settlement Advisory Committees
342 SAMIS Strategic Asset Management Information System
343 SARFAES Securities and Reconstruction of Financial and Enforcement of Security Interest
344 SARFAESI Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
345 SCB Scheduled Commercial Bank
346 SCC Selective Credit Control
347 SDBS Service Discharge Benefit Scheme
348 SDR Special Drawing Rights
349 SDS Special Deposit Scheme
350 SEBI Securities and Exchange Board of India
351 SEPA Single Euro Payment Area.
352 SEPUP Self-Employment Programme For Urban Poor
353 SEZs Special Economic Zones
354 SFCs State Financial Corporations
355 SFMS Structured Financial Messaging Services
356 SGB Sovereign Gold Bond
357 SGSY Swarnajayanti Gram Swarojgar Yojana
358 SHG Self Help Group
359 SHGs Self-Help Groups
360 SIDC State Industrial Development Corporation
361 SIFI Systematically Important Financial Intermediaries
362 SIM Subscriber Identity Module
363 Sip Systematic Investment Plans
364 SIPS Systemically Important Payment System
365 SJSRY Swarna Jayanthi Shahari Rozgar Yojana
366 SLBC State-Level Bankers’ Committee
367 SLR Statutory Reserve Ratio
368 SLRS Scheme for Liberation and Rehabilitation of Scavengers
369 SME Small and Medium Industries
370 SMERA SME Rating Agency of India Limited
371 SMILE SIDBI Make in India Loan for small Enterprises
372 SPNS Shared Payment Network System.
373 SPOM Self-Programmable One-Chip Microcomputer
374 Spy Special Purpose Vehicle
375 SSI Small Scale Industries
376 SSIDC State Small Industries Development Corporation
377 SSls Small Scale Industries
378 SSSBE Small Scale Service and Business Enterprises
379 STD Short Term Deposit
380 STF Short-Term Finance
381 STP Straight -Through Processing
382 SWIFT Society For World Wide Inter Bank Financial Telecommunication
383 T/T Telegraphic Transfer
384 TAN Transaction Number/Tax Deduction Account Number
385 TCS Tata Consultancy Services
386 TDF Technical Development Fund
387 TDICI Technology Development and Information Company of India Limited
388 TDS Tax Deducted at Source
389 TIEA Tax Information and Exchange Agreement
390 TIN Tax Information Network
391 UBB Uniform Balance Book
392 UBD Urban Banks Department
393 UBIN Unique Business Identification Number
394 UCB Urban Cooperative Bank
395 UCN Uniform Code Number
396 UCNs Uniform Code Numbers
397 UEBA Universal Electronic Bank Account
398 UIC Unique Identification Code
399 UIDAI Unique Identification Authority of India
400 UPI Unified Payments Interface
401 UPIN Unique Property Identification Numbers
402 USB Ultra Small Branch.
403 USD United States Dollar
404 USSD Unstructured Supplementary Service Data
405 UTI Unit Trust of India
406 VCFs Venture Capital Funds
407 VCP Village Credit Plan
408 VDBS Vertically Differentiated Banking System.
409 VPA Virtual Payment Address
410 VRS Voluntary Retirement Scheme
411 VUB Vseobecmi Uverova Banka
412 WAN Wide Area Network
413 WBCIS Weather Based Crop Insurance Scheme
414 WCDL Working Capital Demand Loan
415 WCTL Working Capital Term Loan
416 WL ATM White Label ATM
417 WMA Ways and Means Advances
418 WOS Wholly Owned Subsidiary
419 WPI Wholesale Price Index
420 WWW World Wide Web
421 YTM Yield to Maturity

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